Purpose Codes

Purpose Code	Classification	Suggested User Group	Name	Description
BKFE	Bank Debt	Wholesale / Fi-Fi	Bank Loan Fee	Bank loan fees. Cash activity related to specific bank loan fees, including (a) agent/assignment fees; (b) amendment fees; (c) commitment fees; (d) consent fees; (e) cost of carry fees; (f) delayed compensation fees; (g) facility fees; (h) fronting fees; (i) funding fees; (j) letter of credit assignment fees.
BKIP	Bank Debt	Wholesale / Fi-Fi	Loan Accrued interest Payment	Accrued interest payments. Specific to bank loans.
BKPP	Bank Debt	Wholesale / Fi-Fi	Bank Loan Principal Pay-down	Principal pay-downs. Specific to bank loans.
CBLK	Card Settlement	Wholesale / Fi-Fi	Card Bank Clearing	A service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID, or other transaction details.
INTC	Cash Management	Commercial	Intra Company Payment	Transaction is an intra-company payment, i.e., a payment between two companies belonging to the same group.
INTP	Cash Management	Consumer / Goods & Services	Intra Party Payment	Transaction is a payment between two accounts belonging to the same party (intra-party payment), where the party is a natural person (identified by a private ID, not organization ID).
DEEP	Cash Management	Finance	Deposit	Transaction is related to a payment of deposit.
ACCTCA	Cash Management	Wholesale / Fi-Fi	Account Management	Transaction moves funds between two accounts of the same account holder at the same bank.
COLL	Cash Management	Wholesale / Fi-Fi	Collection Payment	Transaction is a collection of funds initiated via a credit transfer or direct debit.
CSDB	Cash Management	Wholesale / Fi-Fi	Cash Disbursement Cash Management	Transaction is related to cash disbursement.
LIMA	Cash Management	Wholesale / Fi-Fi	Liquidity Management	Bank-initiated account transfer to support zero target balance management, pooling, or sweeping.
NETT	Cash Management	Wholesale / Fi-Fi	Netting	Transaction is related to a netting operation.
EXTD	Collateral	Wholesale / Fi-Fi	Exchange Trading Derivative	Cash collateral related to trading of exchange-traded derivatives in general (Opposite to Over-the-Counter (OTC)).
OTCD	Collateral	Wholesale / Fi-Fi	OTC Derivatives	Cash collateral related to Over-the-counter (OTC) Derivatives in general, for example contracts which are traded and privately negotiated.
REPO	Collateral	Wholesale / Fi-Fi	Repurchase Agreement	Cash collateral related to a repurchase agreement transaction.
SBSC	Collateral	Wholesale / Fi-Fi	Securities Buy Sel Sell Buy Back	Cash collateral related to a Securities Buy Sell Sell Buy Back.
SLEB	Collateral	Wholesale / Fi-Fi	Securities Lending and Borrowing	Cash collateral related to Securities lending and borrowing.
ARGT	Commercial	Commercial	Agricultural Transfer	Transaction is related to the agricultural domain.
AREN	Commercial	Commercial	Accounts Receivables Entry	Transaction is related to a payment associated with an Account Receivable Entry.
BEXP	Commercial	Commercial	Business Expenses	Transaction is related to a payment of business expenses.
BOCE	Commercial	Commercial	Back Office Conversion Entry	Transaction is related to a payment associated with a Back Office Conversion Entry.
COMC	Commercial	Commercial	Commercial Payment	Transaction is related to a payment of commercial credit or debit (formerly Commercial Credit).
LICF	Commercial	Commercial	License Fee	Transaction is payment of a license fee.
CPYR	Commercial	Commercial	Copyright	Transaction is payment of copyright.
SERV	Commercial	Commercial	Service Charges	Transaction is related to service charges charged by a service provider.
SUPP	Commercial	Commercial	Supplier Payment	Transaction is related to a payment to a supplier.
TRAD	Commercial	Commercial	Commercial	Transaction is related to a trade services operation.
SUBS	Commercial	Consumer / Goods & Services	Subscriptions	Transaction is related to a payment of information or entertainment services either in printed or electronic form.
GDSV	Commercial	Consumer / Goods & Services	Purchase Sale of Goods and Services	Transaction is related to the purchase and sale of goods and services.
GSCB	Commercial	Consumer / Goods & Services	Purchase Sale of Goods and Services with Cash Back	Transaction is related to the purchase and sale of goods and services with cash back.
ROYA	Commercial	Consumer / Goods & Services	Royalties	Transaction is the payment of royalties.
COMT	Consumer	Commercial	Consumer Third Party Consolidated Payment	Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, i.e., credit counselling or bill payment companies.
CHAR	Consumer	Consumer / Goods & Services	Charity Payment	Transaction is a payment for charity reasons.
ECPR	E-Commerce	Consumer / Goods & Services	E-Payment Return	Commerce payment return.
EPAY	E-Commerce	Consumer / Goods & Services	E-Payment	Transaction is related to e-Payment.
COMP	Finance	Commercial	Compensation Payment	Transaction is related to the payment of a compensation relating to interest loss/value date adjustment and can include fees.
DBTC	Finance	Commercial	Debit Collection Payment	Collection of funds initiated via a debit transfer.
CLPR	Finance	Finance	Car Loan Principal Repayment	Transaction is a payment of car loan principal payment.
INTE	Finance	Finance	Interest	Transaction is payment of interest.
LOAN	Finance	Finance	Loan	Transaction is related to transfer of loan to borrower.
LOAR	Finance	Finance	Loan Repayment	Transaction is related to repayment of loan to lender.
RELG	Finance	Finance	Rental Lease	Transaction is for general rental/lease.
TRFD	Finance	Finance	Trust Fund	Transaction is related to a payment of a trust fund.
PENO	Finance	Government	Payment Based on Enforcement Order	Payment based on enforcement orders except those arising from judicial alimony decrees.
INPC	Finance	Insurance	Insurance Premium	Transaction is a payment of car insurance premium.
INPR	Finance	Insurance	Insurance Premium Refund	Transaction is related to an insurance premium refund.
INSC	Finance	Insurance	Payment of Insurance Claim	Transaction is related to the payment of an insurance claim.
INSU	Finance	Insurance	Insurance Premium	Transaction is payment of an insurance premium.
LBRI	Finance	Insurance	Labour Insurance	Transaction is a payment of labour insurance.
LIFI	Finance	Insurance	Life Insurance	Transaction is a payment of life insurance.
PPTI	Finance	Insurance	Property insurance	Transaction is a payment of property insurance.
HLRP	Finance	Property	Property Loan	Transaction is related to a payment of a property loan.
HLST	Finance	Property	Property Loan Settlement	Transaction is related to the settlement of a property loan.
PLDS	Finance	Property	Property Disbursement	Payment of funds from a lender as part of the issuance of a property loan.
PDEP	Finance	Property	Property Deposit	Payment of the deposit required towards purchase of a property.
PCOM	Finance	Property	Property Completion	Final payment to complete the purchase of a property.
PLRF	Finance	Property	Property Loan Refinancing	The transfer or extension of a property financing arrangement to a new deal or loan provider, without change of ownership of property.
FORW	Finance	Foreign Exchange	Forward Foreign Exchange	FX trades with a value date in the future.
FXNT	Finance	Foreign Exchange	Foreign Exchange Related Netting	FX netting if cash is moved by separate wire instead of within the closing FX instruction.
IVPT	General	Commercial	Invoice Payment	Transaction is the payment for invoices.
REBT	General	Commercial	Rebate	Transaction is the payment of a rebate.
REFU	General	Commercial	Refund	Transaction is the payment of a refund.
CDBL	General	Consumer / Goods & Services	Credit Card Bill	Transaction is related to a payment of credit card bill.
CPKC	General	Consumer / Goods & Services	Carpark Charges	Transaction is related to carpark charges.
EDUC	General	Consumer / Goods & Services	Education	Transaction is related to a payment of study/tuition fees.
FEES	General	Consumer / Goods & Services	Payment of fees/charges	Payment of fees/charges.
GAMB	General	Consumer / Goods & Services	Gambling	Payments towards a purchase or winnings received from gambling, betting or other wagering activities.
LOTT	General	Consumer / Goods & Services	Lottery	Payments towards a purchase or winnings received from lottery activities.
GIFT	General	Consumer / Goods & Services	Gift	Payment with no commercial or statutory purpose.
INSM	General	Consumer / Goods & Services	Instalment	Transaction is related to a payment of an instalment.
REOD	General	Finance	Account Overdraft Repayment	Transaction is for account overdraft repayment.
FAND	General	Finance	Financial Aid In Case Of Natural Disasters	Financial aid by State authorities for abolition of consequences of natural disasters.
GOVT	General	Government	Government Payment	Transaction is a payment to or from a government department.
TCSC	General	Government	Town Council Service Charges	Transaction is related to a payment associated with charges levied by a town council.
BDLM	General	Property	Building Maintenance	Transaction is related to a payment associated with building maintenance.
RENT	General	Property	Rent	Transaction is the payment of rent.
BNET	General	Wholesale / Fi-Fi	Bond Forward Netting	Bond Forward pair-off cash net movement.
CORT	General	Wholesale / Fi-Fi	Trade Settlement Payment	Transaction is related to settlement of a trade, e.g. a foreign exchange deal or a securities transaction.
CMDT	Investment	Investments	Commodity Transfer	Transaction is payment of commodities.
DERI	Investment	Investments	Derivatives	Transaction is related to a derivatives transaction.
DIVD	Investment	Investments	Dividends	Transaction is payment of dividends.
FREX	Investment	Investments	Foreign Exchange	Transaction is related to a foreign exchange operation.
HEDG	Investment	Investments	Hedging	Transaction is related to a hedging operation.
INVS	Investment	Investments	Investments & Securities	Transaction is for the payment of mutual funds, investment products, and shares.
SAVG	Investment	Investments	Savings	Transfer to savings/retirement account.
SECU	Investment	Investments	Securities	Transaction is the payment of securities.
TREA	Investment	Wholesale / Fi-Fi	Treasury Management	Transaction is related to treasury operations.
FNET	Listed Derivatives	Wholesale / Fi-Fi	Futures Netting Payment	Cash associated with a netting of futures payments.
FUTR	Listed Derivatives	Wholesale / Fi-Fi	Futures	Cash related to futures trading activity.
HLTI	Medical	Insurance	Health Insurance	Transaction is a payment of health insurance.
DNTS	Medical	Medical	Dental Services	Transaction is a payment for dental services.
LTCF	Medical	Medical	Long Term Care Facility	Transaction is a payment for long-term care facility services.
MDCS	Medical	Medical	Medical Services	Transaction is a payment for medical care services.
VIEW	Medical	Medical	Vision Care Services	Transaction is a payment for vision care services.
SWFP	OTC Derivatives	Wholesale / Fi-Fi	Swap contract final payment	Final payments for a swap contract.
SWPP	OTC Derivatives	Wholesale / Fi-Fi	Swap contract partial payment	Partial payment for a swap contract.
SWRS	OTC Derivatives	Wholesale / Fi-Fi	Swap contract reset payment	Reset payment for a swap contract.
SWUF	OTC Derivatives	Wholesale / Fi-Fi	Swap contract upfront payment	Upfront payment for a swap contract.
BECH	Salary & Benefits	Benefit Payments	Child Benefit	Transaction is related to a payment made to assist parent/guardian to maintain child.
BENE	Salary & Benefits	Benefit Payments	Unemployment Disability Benefit	Transaction is related to a payment to a person who is unemployed/disabled.
SSBE	Salary & Benefits	Benefit Payments	Social Security Benefit	Transaction is a social security benefit, i.e. payment made by a government to support individuals.
PEFC	Salary & Benefits	Pensions	Pension Fund Contributions	Transaction is contribution to pension fund.
PENS	Salary & Benefits	Pensions	Pension Payments	Transaction is the payment of pension.
ADCS	Salary & Benefits	Salaries & Income	Advisory Donation Copyright Service	Payments for donation, sponsorship, advisory, intellectual and other copyright service.
ALMY	Salary & Benefits	Salaries & Income	Alimony Payment	Transaction is the payment of alimony.
BONU	Salary & Benefits	Salaries & Income	Bonus Payment	Transaction is related to payment of a bonus.
COMM	Salary & Benefits	Salaries & Income	Commission Payment	Transaction is payment of commission.
HREC	Salary & Benefits	Salaries & Income	Housing Related Contributions	Transaction is a contribution by an employer to the housing expenditures (purchase, construction, renovation) of the employees within a tax-free fringe benefit system.
SALA	Salary & Benefits	Salaries & Income	Salary Payment	Transaction is the payment of salaries.
LREB	Securities Lending	Wholesale / Fi-Fi	Lending rebate payments	Securities lending rebate payments.
LREV	Securities Lending	Wholesale / Fi-Fi	Lending revenue Payments	Revenue payments made by the lending agent to the client.
RSTX	Tax	Tax	Estate Tax	Transaction is related to a payment of estate tax.
HSTX	Tax	Tax	Housing Tax	Transaction is related to a payment of housing tax.
INTX	Tax	Tax	Income Tax	Transaction is related to a payment of income tax.
PTXP	Tax	Tax	Property Tax	Transaction is related to a payment of property tax.
RDTX	Tax	Tax	Road Tax	Transaction is related to a payment of road tax.
TAXS	Tax	Tax	Tax Payment	Transaction is the payment of taxes.
VATX	Tax	Tax	Value Added Tax Payment	Transaction is the payment of value added tax.
WHLD	Tax	Tax	Withholding	Transaction is related to a payment of withholding tax.
TAXR	Tax	Tax	Tax Refund	Transaction is the refund of a tax payment or obligation.
CBTB	Utilities	Utilities	Cable Tax Bill	Transaction is related to a payment of cable TV bill.
ELEC	Utilities	Utilities	Electricity Bill	Transaction is related to a payment of electricity bill.
GASB	Utilities	Utilities	Gas Bill	Transaction is related to a payment of gas bill.
PHON	Utilities	Utilities	Telephone bill	Transaction is related to a payment of telephone bill.
UTLB	Utilities	Utilities	Utilities	Transaction is for the payment to a common utility provider that provides gas, water, and/or electricity.
WATR	Utilities	Utilities	Water Bill	Transaction is related to a payment of water bill.